If you take any medications, you know how quickly out-of-pocket costs can add up. The good news is that there may be ways for you to save on medication costs. Family members taking medication may be able to save money too…even if they are on Medicare or do not have insurance.

If you received a Marketplace notice stating that you may be subject to the Employer Shared Responsibility Payment, you can file an appeal to determine if an employee was eligible for help with the costs of coverage through the Marketplace.

The key ingredient to any successful HR strategy is employee engagement. Engaged employees tend to make better healthcare decisions – which can increase employee retention and save you money!

As health care costs continue to escalate, many employers are looking at self insurance. In the past it was more common for a larger employer to be self funded. Today we are seeing companies starting at 100 lives consider self-funding.

So, how do self-insured medical plans work?

We expect employees to be better consumers of their health care, but are we giving them the tools and resources to help them navigate our complicated health care system?